Ibr after consolidating


01-Apr-2019 22:12

Note: You are only able to rehabilitate your loan once.

Here is what you need to do and be aware of in the rehabilitation process: It is incredibly common for debt collectors to tell you that you have to pay a certain amount — often one that goes beyond what you can afford — and this is wrong, and now illegal.

Student loan cancellation is often limited to very specific situations, but in those situations, the option is required by federal law to be available to debtors.

You may not cancel your student loan based on dissatisfaction with your college, the degree you received or your job placement prospects after graduation.

The circumstances that make you eligible for loan cancellation include: While the above circumstances entitle you access to loan cancellation by law, you will have to prove you meet very specific criteria in order to have your application for cancellation approved.

If your application for loan cancellation is accepted, not only will the debt be canceled, but in most cases, the government must repay any previous payments and help restore your credit.

It’s important to find out if consolidation is best for you.

For example, if you only have a Federal Family Education Loan or Perkins Loan, that means you’re not eligible for Public Service Loan Forgiveness — but if you consolidate it into a Direct Consolidation Loan, you are.

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Learn more » Canceling your loan is only available in limited situations, but if you’re in default, it could be an option for you.

San Francisco, CA 94105-1813 False certification You can apply for false certification loan cancellation if the institution you attended falsely certified your eligibility for federal student aid.



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